Insurance Brokerage & Risk Services
Published July 2026 · Last updated July 2026
A book of business is an asset, and most brokerages measure it as a revenue line.
Who this is for
Insurance agencies and brokerages, managing general agents, and risk services organizations.
The problem
Producer performance is typically evaluated on written premium rather than on the retention and profitability of what was written, which rewards the wrong behavior. Loss experience in the book is carrier data that rarely finds its way into brokerage-side management reporting, so pricing and appetite decisions are made without it.
What we build
Book-, producer-, and segment-level profitability with retention attached; catastrophe, rate, and economic signals joined to loss and renewal analysis; peer comparison by agency type and market; plain-language questions over live data.
Measures we surface
- Book-of-business profitability and concentration
- producer performance and retention
- renewal and lapse analytics
- loss experience and its pricing implications
- carrier and market performance
- commission and fee revenue mix
How it’s delivered
Pathfinder Elements brings the platform to market three ways. We work directly with organizations where a sector’s operating model calls for close design work. We license to resellers and distribution partners who already serve a market and deliver the platform, configured, to their own customers. And we co-develop sector capability with software and services partners, combining our analytics core with their domain systems and market access. Prospective partners are welcome to get in touch.